Landlord Law

Buy to Let mortgages – Practical advice following Bank of England interest rate rise

November 21, 2017

For the first time in more than 10 years, the Bank of England has raised interest rates. What does this mean for buy-to-let? Can landlords mitigate the interest rate hike? Is now the time to remortgage? Portico London estate agents ask finance experts, Capricorn Financial, for their advice, plus their thoughts on the best buy-to-let […]

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5 Things Buy-to-Let Landlords need to know going into 2018

October 23, 2017

New regulations, tax changes and tighter lending rules are changing the buy-to-let market.  In these uncertain times, it’s more important than ever that landlords are clued up on their obligations and seriously savvy about minimising overheads. Portico have revealed 5 things that landlords or potential investors need to know as we head into 2018 – […]

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New buy-to-let mortgage lending rules hitting landlords this month

September 2, 2017

Portico’s Regional Director, Mark Lawrinson, comments on the upcoming buy-to-let mortgage changes:  “Under the new rules, if you want to make an application for a buy-to-let-mortgage on a new rental property, the lender will have to look at your entire property portfolio when they decide what mortgage deal they can offer on a single property. For […]

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Is holding your buy-to-let property in a “Hybrid Structure” the way to go?

April 15, 2017

As of the 6th April 2017, landlords will no longer be able to deduct all of their finance costs from their property income to arrive at their profits. Instead, they will receive a basic rate reduction from their income tax liability for their finance costs. What does this mean for my profit? It’s difficult to […]

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Hit For Six: Landlords in London Facing First Rent Decreases in Six Years

September 8, 2016

Source The on-going uncertainty surrounding the Brexit vote, coupled with a summer holiday slowdown, has led to a fall of more than £3,600 in average house prices across the whole of the UK. It has also been noted that the number of days to sell a property has increased in London and the south east […]

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Are Landlords Unprepared for the Deregulation Act?

October 8, 2015

The Deregulation Act 2015, which has recently come into force, introduces a number of changes affecting private sector landlords. The act has been introduced as a response to the ever growing private rental sector, and concerns about ‘revenge evictions’ – where a landlord will attempt to evict when a tenant inquires about repairs. Shelter and […]

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What you need to know about property investment

September 29, 2015

Property has helped many people fund a fantastic lifestyle. The shortage of properties has led to house prices shooting up dramatically over the years. The popularity of property investment is perhaps linked to the fact that many people see getting into property as a way of making a great deal of money for very little, […]

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Slumlord Endangering Your Health? Know Your Rights

October 30, 2013

While you have the obligation of paying your rent on time and keeping your rented home clean, your landlord also has the obligation of making sure the home that you are renting from him or her is sanitary and safe. If something in your rented house or apartment is broken or unsanitary, it may be […]

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What happens if your landlord is actually not the property owner

August 15, 2013

After finding out that there are actually people who have problems like this I have decided to put some information out there on what you are entitled to do in such a scenario.  Usually there is a legal rule that says that tenants can’t look behind sort of speak – behind the landlord title. This […]

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More Protection For Landlords in Spain

August 15, 2013

MORE PROTECTION FOR LANDLORDS IN SPAIN Last week, the Spanish Chamber of Deputies approved the “Law on Measures Promoting Flexibility and the Rental Housing Market”. The aim of this reform is to achieve a balance between the rights of tenants and landlords, reinforcing the figure of the owner streamlining the housing market. This Act amends […]

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