Portico

Buy to Let mortgages – Practical advice following Bank of England interest rate rise

November 21, 2017

For the first time in more than 10 years, the Bank of England has raised interest rates. What does this mean for buy-to-let? Can landlords mitigate the interest rate hike? Is now the time to remortgage? Portico London estate agents ask finance experts, Capricorn Financial, for their advice, plus their thoughts on the best buy-to-let […]

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How to compare the best mortgage rates following BoE increasing base rate

November 21, 2017

The Bank of England recently increased its base rate for the first time in a decade. This historic interest rate rise to 0.5% may have been expected – but it has raised lots of questions, nonetheless. What does the rise mean for mortgages? Is now the right time to fix? What does it mean for first-time […]

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5 Things Buy-to-Let Landlords need to know going into 2018

October 23, 2017

New regulations, tax changes and tighter lending rules are changing the buy-to-let market.  In these uncertain times, it’s more important than ever that landlords are clued up on their obligations and seriously savvy about minimising overheads. Portico have revealed 5 things that landlords or potential investors need to know as we head into 2018 – […]

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New buy-to-let mortgage lending rules hitting landlords this month

September 2, 2017

Portico’s Regional Director, Mark Lawrinson, comments on the upcoming buy-to-let mortgage changes:  “Under the new rules, if you want to make an application for a buy-to-let-mortgage on a new rental property, the lender will have to look at your entire property portfolio when they decide what mortgage deal they can offer on a single property. For […]

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Is holding your buy-to-let property in a “Hybrid Structure” the way to go?

April 15, 2017

As of the 6th April 2017, landlords will no longer be able to deduct all of their finance costs from their property income to arrive at their profits. Instead, they will receive a basic rate reduction from their income tax liability for their finance costs. What does this mean for my profit? It’s difficult to […]

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Property Legal Matters FAQs inc how to divide the family home & mortgage during divorce

February 9, 2017

How do you divide the family home during divorce? What costs do you face if you want to give your home or your rental property to your children? How can you reduce the capital gains tax on an inherited house? Portico London estate agents put some key legal property questions to the experts… Dividing the […]

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10 Things to Keep in Mind Before Buying Property Post Brexit

November 6, 2016

Don’t let the Brexit doom and gloom discourage you, Mark Lawrinson, Regional Director of Portico London estate agents has revealed the key factors you need to consider to make a sound property investment this year: 1)      Keep an eye out for big infrastructure projects Even in a weak or unstable market, areas undergoing […]

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