Buy to Let mortgages – Practical advice following Bank of England interest rate rise

November 21, 2017

For the first time in more than 10 years, the Bank of England has raised interest rates. What does this mean for buy-to-let? Can landlords mitigate the interest rate hike? Is now the time to remortgage? Portico London estate agents ask finance experts, Capricorn Financial, for their advice, plus their thoughts on the best buy-to-let […]

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How to compare the best mortgage rates following BoE increasing base rate

November 21, 2017

The Bank of England recently increased its base rate for the first time in a decade. This historic interest rate rise to 0.5% may have been expected – but it has raised lots of questions, nonetheless. What does the rise mean for mortgages? Is now the right time to fix? What does it mean for first-time […]

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5 Things Buy-to-Let Landlords need to know going into 2018

October 23, 2017

New regulations, tax changes and tighter lending rules are changing the buy-to-let market.  In these uncertain times, it’s more important than ever that landlords are clued up on their obligations and seriously savvy about minimising overheads. Portico have revealed 5 things that landlords or potential investors need to know as we head into 2018 – […]

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Tax changes are imminent for the property market in Wales

October 12, 2017

In April 2018, home buyers in Wales will be subject to a new property tax system, deemed financially beneficial for up to 90% of home purchasers. The new tax regime will see the introduction of Land Transaction Tax (LTT), which will replace UK Stamp Duty Land Tax (SDLT) in Wales. Like its predecessor, LTT will […]

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New buy-to-let mortgage lending rules hitting landlords this month

September 2, 2017

Portico’s Regional Director, Mark Lawrinson, comments on the upcoming buy-to-let mortgage changes:  “Under the new rules, if you want to make an application for a buy-to-let-mortgage on a new rental property, the lender will have to look at your entire property portfolio when they decide what mortgage deal they can offer on a single property. For […]

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How will Article 50 affect London’s property market? 

July 23, 2017

Mark Lawrinson, Regional Sales Director of Portico London estate agents, has spoken out about the possible effects of Brexit on the London housing market, saying, “I don’t think the triggering of Article 50 will affect the property market directly from today. In one sense it removes the uncertainty surrounding when Britain’s withdrawal process from the […]

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First home owners: things to remember when buying your first home

July 14, 2017

The following is a guide from a contributor outlining some things to remember when buying your first home:- Owning a home is embedded in the British psyche as one of our main ambitions. Not for us the bias towards renting held by some of our European counterparts such as Germany; no, we want to possess […]

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Is holding your buy-to-let property in a “Hybrid Structure” the way to go?

April 15, 2017

As of the 6th April 2017, landlords will no longer be able to deduct all of their finance costs from their property income to arrive at their profits. Instead, they will receive a basic rate reduction from their income tax liability for their finance costs. What does this mean for my profit? It’s difficult to […]

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6 Top Reasons for Delays in the Conveyancing Process

February 22, 2017

When buying a home, there are a million and one variables that could cause the process to pause and you could find yourself in a lengthier process than you ever imagined. However, there are a few pitfalls that you could easily avoid in order to speed up the process. Thankfully we’ve compiled a few of […]

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Property Legal Matters FAQs inc how to divide the family home & mortgage during divorce

February 9, 2017

How do you divide the family home during divorce? What costs do you face if you want to give your home or your rental property to your children? How can you reduce the capital gains tax on an inherited house? Portico London estate agents put some key legal property questions to the experts… Dividing the […]

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